Guides

Plain explanations of the numbers and terms that come up buying a small business, written the same way the product works: no invented benchmarks, no valuation opinions.

• New SBA Rules for Business Buyers on October 1, 2026: Quality of Earnings, Cash Proof and DSCR (SOP 50 10 8.1)

  What changes for SBA business buyers on October 1, 2026: when a Quality of Earnings report is required, what a Cash Proof checks, and how DSCR sizes your loan.

  By Rob Novak · Updated 2026-09-17